Your employer has already enrolled you in The CHAMP Plan. There's nothing you need to do to enroll—and it's designed to work alongside the HSA-qualified health plan you already have.
For most employees, CHAMP's pre-tax structure also results in a positive increase in net take-home pay.
Get 100% covered ACA-defined preventive care through participating First Health providers, plus $0 preventive prescriptions.
You and your eligible family members get access to $0 Direct Virtual Primary Care, mental health support, $0 preventive prescriptions, and vitals tracking.
Your enrollment is already complete. To actually use your CHAMP benefits, download The CHAMP Plan app and create your account.
The CHAMP Plan is a pre-tax benefit designed to work alongside your HSA-qualified health plan. For most enrolled employees, the tax savings created by the benefit are greater than its cost—so the result is more take-home pay plus an added layer of preventive and virtual care.
The CHAMP Plan is deducted before certain payroll taxes are calculated, which reduces your taxable wages. That can lower the amount you pay in taxes and increase your net take-home pay.
For most employees, the payroll tax savings generated by participating in CHAMP are greater than the cost of the benefit. You keep the difference—while gaining access to CHAMP benefits alongside your existing health plan.
Your exact increase depends on your pay and individual tax situation. Call CHAMP Support at 602-854-3522 to confirm what the benefit means for your paycheck.
Your HDHP on its own
You have your existing HSA-qualified health plan and HSA, with the deductibles and out-of-pocket costs that come with that coverage.
Keep your existing HDHP and HSA while adding CHAMP's preventive and virtual-care benefits. Your taxable wages may decrease, and most enrolled employees see their net take-home pay increase.
The CHAMP Plan adds preventive and virtual-care benefits alongside your existing HSA-qualified health plan—giving you more ways to get care without replacing the coverage you already have.
Get 24/7 access to Direct Virtual Primary Care from your phone, with $0 cost and unlimited access. Available to you and your eligible family members.
ACA-defined preventive medications are available at $0 for you and your eligible family members.
This applies specifically to preventive medications—not every prescription.
Access private mental health consultations and multiple levels of care at $0 copay, without a referral. Available to you and your eligible family members.
Get unlimited virtual veterinary consultations for dogs, cats, horses, birds, and more—at no additional charge.
Keep an eye on important health markers with convenient lab kits shipped directly to your home.
Available to the enrolled employee.
ACA-defined preventive services are 100% covered when received in person through participating First Health providers.
CHAMP isn't only there when something goes wrong. It's designed to help you stay engaged with your health, understand your numbers, and get support earlier.
Use at-home lab testing to track important health markers, including metabolic, blood count, and lipid measurements.
At-home lab testing is for the enrolled employee.
Monitor your vitals, set goals, and build healthier habits with personalized insights inside the CHAMP experience.
Available to you and your eligible family members.
Get convenient access to private mental health care without the traditional friction of finding an available provider.
Available to you and your eligible family members.
Stay ahead of potential health issues with ACA-defined preventive care and screenings through participating First Health providers.
In-person preventive care is for the enrolled employee.
Eligible ACA-defined preventive medications are available at $0.
Available to you and your eligible family members.
Use Direct Virtual Primary Care when you or an eligible family member needs convenient access to a licensed provider—24/7 and at $0 cost.
Family medical care through CHAMP is virtual only.
Your CHAMP benefits don't stop with you. Add your eligible spouse and children inside The CHAMP Plan app and give them access to CHAMP's family virtual benefits—at no additional cost to you.
Open The CHAMP Plan app, choose “Add Dependent,” and follow the prompts. It takes about five minutes.
Your family gets access to:
24/7 Direct Virtual Primary Care for you and your eligible family members.
ACA-defined preventive medications at $0 for you and your eligible family members.
Unlimited virtual veterinary consultations for dogs, cats, horses, birds, and more.
Private virtual mental health support for you and your eligible family members.
Important: Family medical care through CHAMP is virtual only. 100% covered in-person preventive care and at-home lab testing are benefits for the enrolled employee.
Your employer has already enrolled you in The CHAMP Plan. There's no enrollment form to complete—the next step is simply downloading the app and setting up your account so you can start using your benefits.
Search “The CHAMP Plan” in the App Store or Google Play and download the app to your phone.
Create your account using your work email. Once you're in, you can also add eligible family members to your account.
Open the app whenever you need CHAMP. Access virtual primary care, mental health support, preventive prescriptions, vitals tracking, virtual vet care, and your other available benefits from one place.
Questions or want to confirm your personal pay increase?
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You already have an HSA-qualified health plan, so it's natural to have questions about how CHAMP fits in. Here are the answers to the ones we hear most.
The CHAMP Plan is a pre-tax benefit, which can lower your taxable wages. For most enrolled employees, the resulting tax savings are greater than the cost of the benefit—so the net result is an increase in take-home pay.
Your exact amount depends on your individual pay and tax situation. Call 602-854-3522 to confirm your personal number.
No. Keep your HDHP. Keep your HSA.
The CHAMP Plan is designed to work alongside your existing HSA-qualified health plan—not replace it. Think of CHAMP as an additional layer of preventive and virtual-care benefits.
The CHAMP Plan™ HSA is designed to work alongside an HSA-qualified HDHP and preserve your ability to contribute to your HSA when used as intended.
That's also why CHAMP's first-dollar medical benefits are carefully structured around preventive care.
This is not tax advice. If you have questions about your individual HSA eligibility or contributions, consult your tax advisor or plan administrator.
CHAMP includes several benefits available at $0, including:
Benefit eligibility varies by service. In-person preventive care and at-home lab testing are for the enrolled employee. Family medical care through CHAMP is virtual.
Yes. Eligible family members can be added through The CHAMP Plan app at no additional cost.
They can access Direct Virtual Primary Care, $0 preventive prescriptions, mental health support, vitals tracking, and other eligible virtual benefits.
Family medical care through CHAMP is virtual only. In-person preventive care and at-home lab testing are benefits for the enrolled employee.
CHAMP includes unlimited 24/7 virtual veterinary consultations for dogs, cats, horses, birds, and many other household pets.
Open the app when you have a question and connect virtually with a veterinary professional.
Great News — You're Already Enrolled